Licensing support and regulatory affairs

Facilitation of the application for a Dedicated Electronic Money Issuer licence with the Bank of Ghana.

Facilitation of the application for a Payment Service Provider licence at the Enhanced tier with the Bank of Ghana.

Authorisation management with the Central Bank of Egypt or the Financial Regulatory Authority, depending on activity.

Facilitation of the application for a Digital Credit Provider licence, including pricing model and debt collection conduct evidence.

Facilitation of the application for a Money Remittance Provider licence with the Central Bank of Kenya.

Facilitation of the application for a Payment Service Provider licence with the Central Bank of Kenya.

Facilitation of the application for an International Money Transfer Operator licence, including corridor structure and correspondent arrangements.

Facilitation of the application for a Mobile Money Operator licence, including e-money issuance structure and trust account arrangements.

Facilitation of the application for a Payment Service Bank licence, the most capital-intensive and most scrutinised of the CBN payment categories.

Facilitation of the licence application with the regulator — preparation, evidence and process management. The regulator alone decides the outcome.

Facilitation of the application for a Payment Terminal Service Provider licence, including terminal deployment and support capability evidence.

Facilitation of the application for a Super-Agent licence, covering agent network structure, agent due diligence and monitoring capability.

Facilitation of the application for a Switching and Processing licence, including scheme and interoperability readiness.

Regulatory approval for a change in control or significant shareholding transfer — the filing most often forgotten after a funding round.

Facilitation of the application for a microfinance banking licence operating a digital model, including prudential and capital planning.

Registration management for digital lending operations with the Federal Competition and Consumer Protection Commission.

Facilitation of the application for a Finance Company licence covering lending, leasing and related activities.

A complete fit-and-proper submission for one director or key officer, assembled and checked before it reaches the regulator.

Facilitation of the application for a Crypto Asset Service Provider licence with the FSCA.

Facilitation of the application for an FSP licence with the Financial Sector Conduct Authority, across categories I to IV.

Annual management of your licence conditions and regulatory returns calendar, so nothing is missed and nothing is filed late.

A simulated regulatory examination run the way the regulator runs it, so the first time you experience one is not the real one.

A comparative study of three markets covering licensing routes, capital requirements, tax, foreign exchange and profit repatriation.

Facilitation of the application for an insurance, insurtech or broking licence with the National Insurance Commission.

Registration management for a credit provider with the National Credit Regulator.

Management of a remediation programme to close examination findings, through to regulator acceptance.

Preparation and management of a regulatory sandbox application in any of the five markets, including test design and exit planning.

Facilitation of the application for a crowdfunding portal licence, including issuer onboarding and investor limit controls.

Registration management for a virtual asset service provider under the SEC Nigeria digital asset rules.

Your full obligations calendar, maintained and filed against, so nothing is missed.

Monitoring of regulatory developments in one market, with an assessment of what each change means for your specific licence.